:root{
  --orange:#f39115;--orange-d:#d97c00;--blue:#12386a;--blue-l:#1e6fd0;
  --ink:#14202e;--gray:#5b6673;--silver:#c9ccd1;--line:#e5e9ef;--bg:#f5f7fa;--white:#fff;
  --radius:16px;--shadow:0 10px 30px rgba(18,56,106,.10);--shadow-lg:0 24px 60px rgba(18,56,106,.18);
  --maxw:1180px;--font:'Poppins',system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 24px}
.section{padding:84px 0}
.eyebrow{display:inline-block;color:var(--orange-d);font-weight:700;letter-spacing:.14em;text-transform:uppercase;font-size:.78rem;margin-bottom:14px}
h1,h2,h3{line-height:1.15;font-weight:700}
.section-title{font-size:clamp(1.7rem,3.4vw,2.5rem);color:var(--blue)}
.section-sub{color:var(--gray);max-width:660px;margin-top:14px;font-size:1.05rem}
.center{text-align:center}.center .section-sub{margin:14px auto 0}
.btn{display:inline-flex;align-items:center;gap:.55rem;padding:.85rem 1.5rem;border-radius:999px;font-weight:600;font-size:.98rem;border:2px solid transparent;cursor:pointer;transition:.25s;white-space:nowrap}
.btn-primary{background:var(--orange);color:#3a2500}
.btn-primary:hover{background:var(--orange-d);color:#fff;transform:translateY(-2px);box-shadow:0 12px 26px rgba(243,145,21,.34)}
.btn-blue{background:var(--blue);color:#fff}.btn-blue:hover{background:#0d2a50;transform:translateY(-2px)}
.btn-outline{background:transparent;color:var(--blue);border-color:var(--blue)}.btn-outline:hover{background:var(--blue);color:#fff}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}.btn-ghost:hover{background:#fff;color:var(--blue)}
.btn-wa{background:#25D366;color:#0b3d1f}.btn-wa:hover{background:#1eb257;transform:translateY(-2px)}
.site-header{position:sticky;top:0;z-index:100;background:rgba(18,56,106,.96);backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px}
.brand{display:flex;align-items:center;gap:12px}
.brand img{height:52px;width:auto;border-radius:10px}
.brand .brand-txt{color:#fff;font-weight:700;font-size:1.02rem;line-height:1.1}
.brand .brand-txt small{display:block;color:var(--orange);font-weight:600;font-size:.64rem;letter-spacing:.18em;text-transform:uppercase}
.nav-links{display:flex;align-items:center;gap:6px}
.nav-links a{color:#e9eef5;font-weight:500;font-size:.9rem;padding:.5rem .8rem;border-radius:8px;transition:.2s}
.nav-links a:hover{color:#fff;background:rgba(255,255,255,.1)}
.nav-links a.cta{background:var(--orange);color:#3a2500;margin-left:6px;font-weight:600}
.nav-links a.cta:hover{background:var(--orange-d);color:#fff}
.menu-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px}
.menu-toggle span{display:block;width:26px;height:2px;background:#fff;margin:5px 0}
.hero{position:relative;overflow:hidden;color:#fff;background:radial-gradient(900px 500px at 85% -10%,rgba(243,145,21,.28),transparent 60%),linear-gradient(160deg,#164178 0%,#12386a 55%,#0d2a50 100%)}
.hero-inner{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center;padding:80px 0 88px;position:relative;z-index:2}
.hero h1{font-size:clamp(2rem,4.6vw,3.2rem)}
.hero h1 .accent{color:var(--orange)}
.hero p.lead{color:#d5e0ee;font-size:1.16rem;margin:20px 0 30px;max-width:540px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-art{display:flex;justify-content:center;align-items:center}
.hero-art img{width:min(300px,78%);filter:drop-shadow(0 24px 40px rgba(0,0,0,.4))}
.hero-badges{display:flex;gap:26px;margin-top:36px;flex-wrap:wrap}
.hero-badge b{font-size:1.5rem;color:#fff;display:block}
.hero-badge span{color:var(--silver);font-size:.82rem}
.prose{max-width:860px;margin:0 auto}
.prose h2{font-size:1.5rem;margin:30px 0 12px;color:var(--blue)}
.prose p{color:#3f4854;margin-bottom:16px;font-size:1.05rem}
.prose strong{color:var(--ink)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
.split .media{background:linear-gradient(145deg,#eaf1fb,#fbeed9);border-radius:24px;padding:36px;display:flex;justify-content:center;box-shadow:var(--shadow)}
.split .media img{width:min(260px,70%)}
.tag{color:var(--orange-d);font-weight:700;font-size:.75rem;letter-spacing:.12em;text-transform:uppercase}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;transition:.28s;position:relative;overflow:hidden;display:flex;flex-direction:column}
.card::before{content:"";position:absolute;left:0;top:0;height:4px;width:100%;background:linear-gradient(90deg,var(--orange),#ffc46b);transform:scaleX(0);transform-origin:left;transition:.3s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}.card:hover::before{transform:scaleX(1)}
.card .ico{width:54px;height:54px;border-radius:14px;display:flex;align-items:center;justify-content:center;background:linear-gradient(145deg,var(--blue),var(--blue-l));color:#fff;font-size:1.3rem;font-weight:700;margin-bottom:16px}
.card .ico.orange{background:linear-gradient(145deg,var(--orange),var(--orange-d))}
.card h3{font-size:1.12rem;margin-bottom:6px;color:var(--blue)}
.card p{color:var(--gray);font-size:.95rem;flex:1}
.card .card-link{margin-top:16px;color:var(--orange-d);font-weight:600;font-size:.92rem}
.band{background:linear-gradient(120deg,var(--blue),#164178);color:#fff;border-radius:24px;padding:52px;display:grid;grid-template-columns:1.4fr .6fr;gap:28px;align-items:center;box-shadow:var(--shadow-lg)}
.band h2{font-size:clamp(1.5rem,3vw,2rem)}.band p{color:#cfe0f2;margin-top:8px}
.band .actions{display:flex;gap:12px;justify-content:flex-end;flex-wrap:wrap}
.site-footer{background:var(--blue);color:#c3d2e6;padding:60px 0 26px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:34px}
.footer-brand img{height:60px;border-radius:12px;margin-bottom:14px}
.footer-brand p{color:#9db4d2;font-size:.94rem;max-width:300px}
.site-footer h4{color:#fff;font-size:.85rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px}
.site-footer ul{list-style:none}.site-footer li{margin-bottom:9px;font-size:.94rem}
.site-footer a:hover{color:var(--orange)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:20px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;color:#8aa3c4;font-size:.85rem}
@media(max-width:900px){
  .hero-inner{grid-template-columns:1fr;text-align:center;padding:64px 0 72px}
  .hero p.lead{margin:20px auto 30px}.hero-cta,.hero-badges{justify-content:center}.hero-art{order:-1}
  .split{grid-template-columns:1fr;gap:26px}.grid{grid-template-columns:1fr 1fr}
  .band{grid-template-columns:1fr;text-align:center}.band .actions{justify-content:center}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
  .nav-links{position:fixed;inset:76px 0 auto 0;background:rgba(18,56,106,.99);flex-direction:column;align-items:stretch;padding:14px 20px 22px;gap:4px;transform:translateY(-150%);transition:.35s}
  .nav-links.open{transform:translateY(0)}.menu-toggle{display:block}
  .grid{grid-template-columns:1fr}.section{padding:56px 0}.band{padding:34px 24px}.footer-grid{grid-template-columns:1fr}
}
.page-hero{color:#fff;text-align:center;padding:70px 0 60px;background:radial-gradient(700px 320px at 50% -20%,rgba(243,145,21,.28),transparent 60%),linear-gradient(160deg,#164178,#0d2a50)}.page-hero h1{font-size:clamp(1.8rem,4vw,2.6rem)}.page-hero p{color:#cfe0f2;max-width:640px;margin:14px auto 0;font-size:1.06rem}.breadcrumb{color:#9db4d2;font-size:.85rem;margin-bottom:12px}.breadcrumb a:hover{color:#fff}.chips{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:24px}.chip{background:#fff;border:1px solid var(--line);border-radius:999px;padding:.6rem 1.15rem;font-weight:600;font-size:.92rem;transition:.2s}.chip:hover{border-color:var(--orange);color:var(--orange-d)}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;margin-top:44px}.contact-info{display:flex;flex-direction:column;gap:20px}.ci-item{display:flex;gap:14px;align-items:flex-start}.ci-item .ci-ico{width:44px;height:44px;flex:0 0 44px;border-radius:12px;background:linear-gradient(145deg,var(--orange),var(--orange-d));color:#fff;display:flex;align-items:center;justify-content:center;font-size:1.1rem}.ci-item h4{font-size:1rem;margin-bottom:2px;color:var(--blue)}.ci-item p,.ci-item a{color:var(--gray);font-size:.96rem}.ci-item a:hover{color:var(--orange-d)}.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow)}.form-row{margin-bottom:16px}.form-row label{display:block;font-weight:600;font-size:.9rem;margin-bottom:6px;color:var(--blue)}.form-row input,.form-row textarea{width:100%;padding:.8rem 1rem;border:1.5px solid var(--line);border-radius:12px;font-family:inherit;font-size:.98rem;background:#fbfcfe;transition:.2s}.form-row input:focus,.form-row textarea:focus{outline:none;border-color:var(--orange);background:#fff;box-shadow:0 0 0 3px rgba(243,145,21,.15)}.form-row textarea{min-height:120px;resize:vertical}@media(max-width:900px){.contact-grid{grid-template-columns:1fr}}
.members{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:10px 24px;margin-top:16px;list-style:none}.members li{padding:.55rem .2rem;border-bottom:1px solid var(--line);color:#334;font-size:.98rem}.members li b{color:var(--blue)}.def{background:#fff;border:1px solid var(--line);border-left:4px solid var(--orange);border-radius:12px;padding:18px 20px;margin:14px 0}.def h3{color:var(--blue);font-size:1.05rem;margin-bottom:4px}.def p{color:var(--gray);font-size:.97rem;margin:0}
.franq-hero{display:grid;grid-template-columns:1fr 1fr;gap:0;align-items:stretch}
.franq-hero .txt{background:linear-gradient(160deg,#164178,#0d2a50);color:#fff;padding:56px 6% ;display:flex;flex-direction:column;justify-content:center}
.franq-hero .txt h1{font-size:clamp(1.8rem,3.4vw,2.6rem)}
.franq-hero .txt p{color:#d5e0ee;margin-top:14px;font-size:1.08rem}
.franq-hero .pic{background-size:cover;background-position:center;min-height:340px}
.flist{list-style:none;margin-top:14px}
.flist li{position:relative;padding:.5rem 0 .5rem 30px;border-bottom:1px solid var(--line);color:#3f4854;font-size:1rem}
.flist li::before{content:"✓";position:absolute;left:0;top:.55rem;color:var(--orange-d);font-weight:800}
.offer{columns:2;column-gap:40px}
.offer li{break-inside:avoid;margin-bottom:8px}
.invest{background:linear-gradient(145deg,var(--orange),var(--orange-d));color:#3a2500;border-radius:20px;padding:34px;text-align:center;box-shadow:var(--shadow-lg)}
.invest .v{font-size:2.6rem;font-weight:800}
@media(max-width:900px){.franq-hero{grid-template-columns:1fr}.franq-hero .pic{min-height:240px;order:-1}.offer{columns:1}}